National Flood Insurance Program (NFIP)
Since its founding in 1968, the National Flood Insurance Program (NFIP) has played a critical role in safeguarding Americans from flood risk and helping to reduce the need for federal disaster assistance. As FEMA continues to make regulatory and administrative adjustments to the NFIP, changes continue to impact policyholders. These changes can be complex and often confusing for all constituents. We are here to help.
NFS has created a series of eBooks, videos and overview guides to help educate insurance agents and equip them with the information they need to clearly communicate to policyholders.
View eBooks, Videos and Guides
Private Flood Insurance Options
Insureds today are looking for options that may fall beyond standard government-issued coverage, such as coverage for basements and additional living expenses. Now, with private flood insurance, agents can offer comprehensive solutions not available before.
EZ Flood® Standard - Private primary flood insurance designed for single-family, residential properties in qualifying “A” flood zones, including certain storm surge exposed areas. Accepted by mortgage lenders and backed by A.M. Best A-rated carriers, or better.
EZ Flood Preferred – Owners of residential homes in lower-risk, non-mandatory flood zones now have a private primary flood insurance option with higher coverage limits at affordable rates.
Excess Flood – Helps cover residential and commercial property exposure above the limits available from National Flood Insurance Program (NFIP).
FloodWrap - A complement to the NFIP insurance policy, FloodWrap offers more comprehensive protection coverage that helps address gaps in coverage.
Be sure to ask your insurance agent about private flood insurance options.